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Posted by / 11-Dec-2017 16:40

Certain kinds of cars, such as trucks and campers, are excluded.

Plus, while your credit card may cover damage, the issuer may resist ponying up for loss-of-use fees while the rental is out of commission. How it works: If you buy an item that gets lost, stolen or destroyed within the first 90 days, your credit card will cover the cost of replacing or repairing it, even when the store that sold it to you won't take it back.

You won't be covered if a pre-existing condition flares up or if your destination turns into a war zone.

You'll also have to provide a doctor's note to prove your case. How it works: Discover's Cash-Over program lets cardholders essentially use their credit card as a debit card.

But you'll have to kick in a co-pay, so unless you're using a high-end phone, it may not be worth it.

What's in the fine print: To be covered, you have to pay your monthly cell phone bill with your credit card, and you may have to file a police report or other paperwork to prove that your phone is gone.

But first, check out our list to see what perks you might be missing out on, how much they could save you and how you can take advantage. How it works: Don't have a prayer of scoring seats at the Lady Gaga concert?Plus, don't expect a discount, just a chance to buy tickets before your friends do. How it works: According to a 2007 survey, one third of drivers spring for extra collision insurance when they rent a car.But most credit cards offer collision insurance for rentals, covering whatever your primary car insurance won't.Call your card issuer and ask for a list of benefits, or search for "cardholder benefits" on your card's website.While it may be a pain, it's time well spent, says Ramit Sethi, author of "I Will Teach You To Be Rich." "You can save 0 a year easily just by using a couple of these benefits." Sethi should know.

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What it's worth: Prices vary, but a loss-damage waiver often costs an extra $28 a day, so taking a pass on a one-week rental could save you almost $200.

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  1. The three terms to cover the inverse are all shown with grey boxes with different colored borders: Karnaugh maps also allow easy minimizations of functions whose truth tables include "don't care" conditions.